.insurance-page{background:#fff;color:#062d52}
.insurance-hero{min-height:690px;padding:170px clamp(24px,7vw,118px) 88px;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(340px,.62fr);align-items:center;gap:clamp(38px,6vw,92px);background:linear-gradient(90deg,rgba(6,45,82,.97) 0 46%,rgba(6,45,82,.7) 68%,rgba(6,45,82,.2)),url('/assets/cruise-fjords.webp') center/cover;color:#fff}
.insurance-hero-copy{max-width:720px}.insurance-kicker{margin:0 0 20px;color:#e1aa42;font:800 .82rem/1.2 Manrope,sans-serif;letter-spacing:.16em;text-transform:uppercase}.insurance-hero h1{max-width:760px;margin:0;font:800 clamp(3rem,6vw,6.2rem)/.94 Nunito,sans-serif;letter-spacing:-.055em}.insurance-hero h1 em{color:#e1aa42;font-style:normal}.insurance-lead{max-width:660px;margin:28px 0 0;font-size:clamp(1.05rem,1.5vw,1.3rem);line-height:1.65;color:#edf7fb}
.insurance-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.insurance-button{display:inline-flex;min-height:52px;align-items:center;justify-content:center;padding:0 24px;border-radius:999px;background:#ce9224;color:#fff;font-weight:800;text-decoration:none}.insurance-button:hover{background:#af7510}.insurance-button.secondary{background:#fff;color:#062d52}
.insurance-quote-card{padding:34px;border:1px solid rgba(255,255,255,.28);border-radius:28px;background:rgba(255,255,255,.97);box-shadow:0 24px 70px rgba(0,0,0,.24);color:#062d52}.insurance-quote-card .card-label{margin:0 0 10px;color:#b9790f;font-weight:800;text-transform:uppercase;letter-spacing:.12em;font-size:.76rem}.insurance-quote-card h2{margin:0;font:800 clamp(1.8rem,3vw,2.5rem)/1.05 Nunito,sans-serif}.insurance-quote-card p{line-height:1.65;color:#445f72}.insurance-quote-card .insurance-button{width:100%;box-sizing:border-box}.insurance-phone{display:block;margin-top:16px;text-align:center;color:#062d52;font-weight:800;text-underline-offset:4px}.insurance-quote-card small{display:block;margin-top:14px;text-align:center;color:#60798a;line-height:1.5}
.insurance-section{padding:88px clamp(24px,7vw,118px)}.insurance-section.alt{background:#edf5f8}.insurance-heading{max-width:820px}.insurance-heading .insurance-kicker{color:#ad7008}.insurance-heading h2{margin:0;font:800 clamp(2.35rem,4.8vw,4.7rem)/1 Nunito,sans-serif;letter-spacing:-.045em}.insurance-heading>p:last-child{font-size:1.08rem;line-height:1.75;color:#4c6475}
.insurance-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:42px}.insurance-feature{padding:30px;border:1px solid #d7e5eb;border-radius:22px;background:#fff;box-shadow:0 12px 32px rgba(6,45,82,.06)}.insurance-feature span{display:grid;width:48px;height:48px;place-items:center;margin-bottom:22px;border-radius:15px;background:#fff3db;font-size:1.4rem}.insurance-feature h3{margin:0 0 10px;font:800 1.25rem/1.25 Nunito,sans-serif}.insurance-feature p{margin:0;color:#536b7b;line-height:1.65}
.insurance-steps{counter-reset:step;display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin-top:42px;border-block:1px solid #c8dae2}.insurance-step{padding:34px 32px 38px}.insurance-step+ .insurance-step{border-left:1px solid #c8dae2}.insurance-step:before{counter-increment:step;content:"0" counter(step);display:block;margin-bottom:20px;color:#b9790f;font-weight:800;letter-spacing:.08em}.insurance-step h3{margin:0 0 10px;font-size:1.18rem}.insurance-step p{margin:0;color:#536b7b;line-height:1.65}
.insurance-note{display:grid;grid-template-columns:minmax(0,.72fr) minmax(0,1fr);gap:56px;align-items:start}.insurance-checks{display:grid;gap:14px}.insurance-checks p{position:relative;margin:0;padding:18px 20px 18px 52px;border-radius:16px;background:#fff;color:#344e61;line-height:1.6}.insurance-checks p:before{content:"✓";position:absolute;left:20px;top:18px;color:#b9790f;font-weight:900}.insurance-disclosure{padding:28px;border-left:5px solid #ce9224;border-radius:0 18px 18px 0;background:#fff}.insurance-disclosure h2{margin:0 0 14px;font-size:1.35rem}.insurance-disclosure p{margin:10px 0;color:#445f72;line-height:1.7}.insurance-disclosure a{color:#062d52}
@media(max-width:900px){.insurance-hero{grid-template-columns:1fr;padding-top:140px;background:linear-gradient(rgba(6,45,82,.88),rgba(6,45,82,.88)),url('/assets/cruise-fjords.webp') center/cover}.insurance-quote-card{max-width:580px}.insurance-grid,.insurance-steps{grid-template-columns:1fr}.insurance-step+ .insurance-step{border-left:0;border-top:1px solid #c8dae2}.insurance-note{grid-template-columns:1fr}}
@media(max-width:620px){.insurance-hero{padding-inline:20px}.insurance-section{padding:64px 20px}.insurance-hero h1{font-size:3.1rem}.insurance-actions{display:grid}.insurance-button{width:100%;box-sizing:border-box}.insurance-quote-card{padding:26px 22px}}